In the Milwaukee area, that might mean a small retail shop near Mayfair Mall, a contractor based in New Berlin
with crews traveling to Waukesha, Oconomowoc and West Bend, or a restaurant in Bay View that stays busy well
past midnight. In Madison, it might be a café near the Capitol Square or on Monroe Street. In Green Bay, it could
be a manufacturer or distributor along the Fox River or I-41. Across the state line, it might be a professional
office near the Chicago Loop, a boutique in Lincoln Park, or a service business along Ogden Avenue in Naperville.
Our approach is simple: we walk through a “day in the life” of your operation – how doors unlock in the morning,
when staff arrive, how deliveries are handled, what happens during your rush, and what your closing routine looks
like at night. Then we connect that story to the policies, limits and endorsements that matter: property, general
liability, business interruption, cyber, workers comp, commercial auto, umbrellas and more.
Business Owners Policies (BOP)
A business owners policy (BOP) bundles key coverages – building, contents, general liability and business
interruption – into one package. For many Main Street businesses in Milwaukee, Waukesha, Madison, Green Bay
and Chicago’s neighborhoods, this is the center of their program.
We talk through building and tenant improvements, equipment, inventory, seasonal peaks and how long you
could realistically be down after a fire, vandalism or severe weather. That’s how we help set limits that
make sense for a corner shop on North Avenue, a boutique in the Historic Third Ward, or an office in
downtown Rockford.
Contractor & Trades Insurance
Contractors live on the road and on the job site. Tools, trailers and materials might be in Bay View one
week, Wauwatosa the next, then Kenosha or Racine. In Illinois, crews might bounce between jobs in Joliet,
Aurora and the southwest suburbs. We help make sure your insurance keeps up with you.
We look at projects, contracts, certificates, additional insured requirements, and where your work is
concentrated – whether that’s older homes near Washington Heights, new construction in Pewaukee and
Sussex, or commercial build-outs in downtown Milwaukee and Chicago.
Liquor Liability & Hospitality
In Wisconsin, it’s not unusual for a Friday night to run from a fish fry in Wauwatosa to a late drink on
Water Street. In Illinois, it might be a dinner in the West Loop followed by live music in Wicker Park.
Bars, supper clubs, taverns, nightclubs, taprooms and event venues all share one thing: serving alcohol
changes the risk picture.
We help owners in Milwaukee, Brookfield, Waukesha, Madison, Green Bay, Kenosha, Racine, Chicago, Naperville
and beyond understand how liquor liability sits alongside general liability, assault & battery, hired
security and special events coverage – and how claims could actually play out.
Office, Professional & Medical Practices
Professional firms and practices – accounting, law, marketing, consulting, real estate, medical and dental –
often blend leased space, technology, sensitive client data and professional advice in one operation.
A single outage or allegation can ripple through your client list quickly.
We help offices in Brookfield, Elm Grove, Franklin, Greenfield, Oak Creek, downtown Milwaukee and Chicago’s
Loop think through property limits, general liability, professional liability (E&O), cyber, and
employment practices in one coordinated conversation.
Metro-Chicago & Suburban Programs
Chicago and its suburbs bring their own mix of high foot traffic, dense buildings and strict building
and fire codes. A store on Milwaukee Avenue in Wicker Park, a restaurant in Lincoln Park or a warehouse
in the near-west suburbs won’t look the same to an underwriter as a strip center in New Berlin – and your
coverage shouldn’t either.
We work with businesses in Chicago, Naperville, Rockford, Joliet and Evanston to match limits and forms
with city requirements, landlord demands and the realities of urban claims.
Workers Comp, Commercial Auto & Umbrellas
For a lot of companies, the biggest checks are written on workers compensation, commercial auto and
umbrella policies. A delivery driver on I-94, a crew traveling down I-41, or a salesperson on I-294 in
Illinois all carry risk every time they start the engine.
We help you think through drivers, vehicles, routes, loss history and contracts – then line that up
with workers comp, commercial auto, excess liability and inland marine for tools and equipment.